Insurance and Risk Manager

Since purchasing Heritage Golf Group in January 2020, the current ownership and leadership team has grown the company to include 47 clubs across the US. With its home office in northern Virginia, just outside Washington DC, Heritage clubs are located in Alabama, Colorado, Florida, Georgia, Illinois, Missouri, New Jersey, New York, North Carolina, Ohio, South Carolina, Tennessee, Virginia, Michigan, and Wisconsin. The company continues to grow by acquiring a mix of private country clubs in residential communities, member-owned clubs with growth potential seeking strategic alternatives, and premium daily‑fee and resort golf properties in major resort destinations and metropolitan markets.

Guided by the principle of evolving the golf experience to the highest level, each individual club’s amenities and operational systems are tailored to augment its unique assets.

Job Summary

The Insurance & Risk Manager position oversees the organization’s General Liability, Property, Cyber D&O, and Workman’s Compensation insurance policies and assists with ESG initiatives.

Key Responsibilities

Insurance & Risk Management

• Manage the company’s insurance policies, including property, liability, workers’ compensation, directors and officers, cyber, auto and other business‑related coverages.

Insurance Management

• Serve as primary liaison with insurance brokers, carriers, legal counsel and third‑party administrators.
• Evaluate and recommend appropriate coverage levels and policy types.
• Support acquisitions and new ventures by assessing insurance implications and ensuring proper coverage.
• Ensure accurate and timely submission of insurance applications, renewals, and endorsements.
• Provide data requirements as requested by the broker as part of renewal process and annual policy audit.
• Manage the payment and expense allocation of premium payments of all company insurance policies.
• Prepare the company insurance budget and allocation across the company portfolio based upon relevant metrics.

Claims and Incident Management

• Oversee the reporting, tracking, investigation, and resolution of insurance claims.
• Coordinate with internal departments and external parties to gather documentation and support claim resolution.
• Monitor claim trends and develop strategies to reduce frequency and severity.

Contract Review

• Review contracts to ensure appropriate risk transfer provisions are included (e.g., indemnification, insurance requirements).
• Collaborate with legal and procurement teams on contract negotiations involving risk‑related clauses.
• Identify, assess, and prioritize risks across the organization.

Compliance & Reporting

• Ensure compliance with insurance‑related legal and regulatory requirements.
• Maintain all insurance certificates, policies, and risk‑related documentation.
• Prepare reports for leadership regarding risk exposure, loss experience, and insurance coverage.

Qualifications

• Education: Bachelor’s degree in Finance, Accounting, Economics, Risk Management, Business Administration, or a related field
• 5+ years of progressive experience in risk management, financial analysis, internal audit, or corporate finance; in golf, hospitality industry or multi‑unit business environments preferred
• Experience identifying and evaluating operational, financial, strategic, and compliance risks
• Proven experience developing risk assessments, mitigation strategies, and monitoring frameworks
• Experience working and negotiating with insurance brokers on lines of coverage
• Experience working with cross‑functional business units and senior leadership
• Experience presenting risk insights to executive leadership or board‑level audiences
• Strategic thinking and strong business judgment
• Excellent communication and presentation skills
• Ability to influence stakeholders and drive risk‑aware decision making
• Strong problem‑solving and critical thinking skills
• High attention to detail and organizational skills
• Ability to manage multiple priorities in a fast‑paced environment